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Please come to your funding consultation prepared. You should have already forwarded a copy of your credit reports to your Lending Specialists.

FAQ's

Does The Funding Report To My Personal Credit?

No! Our business credit card funding does not report to your personal credit. As the personal guarantor you will receive a hard inquiry, however as long as you make your monthly payments on time, the Business Credit Card will not report to your personal credit report.

What if I don't have a 700 credit score?

If you don't have a personal credit score of 700 or higher you can bring on a credit partner. This can be a friend, family member, business partner who has the credit score of 700 or higher. Your credit partner will become the personal guarantor and will apply for the funding on your behalf.

What is the turn around time for funding?

The turn-around time average is between 2-4 weeks give or take to receive your funding. This also depends on several factors including your specific funding needs.

Will I be able to liquidate the cards into cash?

Yes, We have legitimate sources that can liquidate your cards into cash. Turn around time on average is 3-5 days. These sources have been tried and tested with our clients over the last several years.

How many years do I have to be in business?

On average banks like to see three years in business. However, we have had success with businesses who have only been in business for 1 year. Based on our experience this type of client will need to have an excellent personal credit profile with substantial credit trade references.

What if I don't have a business can I still qualify?

Yes you can still qualify if you don't have a business. We have access to legitimate Unpublished Shelf Corporations. This will allow you to meet the banks guidelines for being in business for a minimum of 3 years.

Does GrowWise Lending Provide Funding In All 50 States?

Yes we serve clients in all 50 states in the United States.

How long does the 0% offers last?

Most 0% offers last anywhere from 6-15 months. However, we will coach you on how to obtain additional 0% offers once your first 0% offers have expired.