Legal
Terms of Service
Effective Date: January 1, 2024
Please read these Terms of Service carefully before using the GrowWise Lending website or services. These terms govern your use of our website and the services we offer.
1. Acceptance of Terms
By accessing or using the GrowWise Lending website and services, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site.
2. Use of Services
GrowWise Lending provides information and services related to real estate investment lending. You agree to use our services only for lawful purposes and in accordance with these Terms. You agree not to: • Use our services in any way that violates applicable federal, state, or local laws or regulations • Transmit any unsolicited or unauthorized advertising or promotional material • Impersonate any person or entity or misrepresent your affiliation with any person or entity • Engage in any conduct that restricts or inhibits anyone's use or enjoyment of the website
3. Loan Applications and Inquiries
Submitting a loan inquiry or application through our website does not constitute a loan commitment or guarantee of financing. All loan applications are subject to underwriting review and approval. GrowWise Lending reserves the right to decline any application at its sole discretion. Information provided in loan inquiries and applications must be accurate and complete. Providing false or misleading information may result in denial of your application and may constitute fraud under applicable law.
4. Not a Commitment to Lend
Nothing on this website constitutes a commitment to lend. All loan products, rates, terms, and conditions described are subject to change without notice and may not be available in all states or for all loan types. Actual loan terms will be determined based on your creditworthiness, property details, and other underwriting criteria.
5. Intellectual Property
All content on this website, including text, graphics, logos, images, and software, is the property of GrowWise Lending or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our prior written consent.
6. Disclaimer of Warranties
Our website and services are provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied. GrowWise Lending does not warrant that the website will be uninterrupted or error-free, that defects will be corrected, or that the website is free of viruses or other harmful components. The information on this website is provided for general informational purposes only and should not be construed as financial, legal, or tax advice.
7. Limitation of Liability
To the fullest extent permitted by law, GrowWise Lending shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or goodwill, arising out of or in connection with your use of our website or services, even if we have been advised of the possibility of such damages.
8. Third-Party Links
Our website may contain links to third-party websites. These links are provided for your convenience only. GrowWise Lending has no control over the content of those sites and accepts no responsibility for them or for any loss or damage that may arise from your use of them.
9. Privacy
Your use of our website is also governed by our Privacy Policy, which is incorporated into these Terms of Service by reference. Please review our Privacy Policy to understand our practices regarding the collection and use of your personal information.
10. Governing Law
These Terms of Service shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the state and federal courts located in Brevard County, Florida.
11. Changes to Terms
GrowWise Lending reserves the right to modify these Terms of Service at any time. We will notify you of any changes by posting the updated terms on this page with a revised effective date. Your continued use of our website after any changes constitutes your acceptance of the new terms.
12. Contact Us
If you have any questions about these Terms of Service, please contact us: GrowWise Lending 575 S Wickham Road Ste F Melbourne, FL 32904 Phone: (877) 594-9313 Email: info@growwiselending.com